Work-Life Balance: Having a Social Life on a Budget

Photo Credit: MyMoneyPurdue

Photo Credit: MyMoneyPurdue

As young professionals making our way in our careers and becoming established on our own (hello rent!), it is very common to go through periods when we struggle to keep a healthy work-life balance. Whether it is from a financial, time management, or relationship perspective, it can be easy to get lost in the world of “how to be a grown-up.” Realizing these as very real challenges to young adults, I am writing a three-part blog on “Work-Life Balance.”

This week, part one covers financials. In no way do I mean to be a financial adviser (I do not have a finance degree 😉 ), but I do have experience with “having a social life on a budget.” So, I am sharing my tips on how to maintain your social life while on a budget!

  1. Always Plan Ahead!
    • If you know a celebration is coming up (someone’s birthday, an anniversary, the holidays), put a little money aside each pay period to save for gift giving.
    • Taking a trip soon or want to plan a trip? The same thing applies – set your money aside early in the pay period so you can gradually save and treat yourself to the vacation you deserve!
  2. Pay Your Bills On Time (or early, if possible!)
    • Not only will your credit score thank you, but so will your stress level! Keep a calendar with due dates of bills and/or put reminders on your phone for exactly which day of the month your bills are due. This will ensure each of your bills is paid on time and serves as a helpful reminder to set money aside when you know a bill is coming.
    • A lot of companies now offer automatic payment online. While this is a great idea, it is still your responsibility to ensure the payment went through and there is enough money in your account to cover the payment. NOTE: If you set-up automatic payment, always check the amount withdrawn to ensure you are being charged the right amount.
  3. Cut Costs Where Possible
    • Have you been looking forward to a night out? An easy way to save your money for the weekend is to pack your lunch during the week rather than eating out. You can also make your own coffee in the morning rather than taking your normal coffee shop run on the way to work. It is truly amazing how quickly all those little expenses add up to quite a chunk of change!
    • Rather than driving somewhere and paying for gas and parking, see if public transportation is available or if you can set-up a carpool.
    • If you are really looking to save more, consider cutting out some luxuries to give yourself a bit more freedom in other places. For example: If you have cable that gives a million more channels than you ever use consider downgrading your cable package.
  4. Track Your Budget
    • Keep a record of your income and your spending. The best way to start changing your finances is to realize just how much you really do make versus how much you are actually spending. By keeping a log of how much you spend and what you spend your money on, you will be able to identify areas where you can save!
  5. Take Advantage of Free Activities and Deals at Local Places
    • Most cities have a plethora of free attractions, museums, and monuments which anyone can visit. In DC, a great blog to follow is Free in DC! You can even find exercise classes and outdoor activities if you are looking for a discounted way to workout.
    • Attend happy hours when drinks and food are discounted.
    • Sign up for the rewards cards at your local grocery store and pharmacy/drug store – it can really save you a lot!

If you are mindful of what you are spending and make an effort to save a bit each pay period, you will begin setting yourself up for financial success. While all these cost saving tips are helpful, make sure you find a good balance between cutting costs and treating yourself. It is OK to treat yourself once and a while, especially when you know you have saved for it – That is the whole point of the work-life balance! Enjoy your social life and keep doing things with friends and loved ones!

Sparkle On,

Alexandra

Holiday Traditions!

Merry Christmas

Photo Credit: BoatHouse Restaurant

In the spirit of Christmas, this week’s post is about traditions. From those we have been celebrating with our families for generations to those we have created on our own with friends, they bring us together and make so many special memories. The link between traditions and etiquette may not be apparent, but I have a few important thoughts well-worth sharing:

  1. Participate in the cheesy stuff! You may think you have grown up too much to do the childish activities, but trust me you have not. The smile it will put on your parents’ or grandparents’ face is well worth it! Plus, it’s your job to teach the next generation!
  2. Include others in your traditions. If you have a significant other or friend spending the holidays with you, be sure they are included in the fun. Teach them about what your family does and have them fully participate in the festivities.
  3. If you are not able to spend the holidays with your family, ask the people you will be with if you can share your tradition with them. Whether it is eating a certain dish, singing a certain song, or a certain activity you always do, most hosts will welcome your addition! Just be sure not to take over the occasion. Something small is good, but do not interfere with the traditions already in place.

As I get ready to celebrate my traditional Italian Christmas Eve, I know I am blessed to have family, friends, and loved ones celebrate with me. Cherish these moments and enjoy them!

Merry Christmas everyone!

Sparkle On,

Alexandra

Being Polite While Using Your Cell Phone

As a result of the tech-age we currently live in, a lot has changed when it comes to social interactions. However, somethings should not change. Being polite during social interactions and being respectful to those around you should always be at the forefront of your mind. Seeing as we use technology, especially our cell phones, in all aspects of our lives, this week I am breaking down cell phone etiquette into the 3 most prominent settings – Work, Social, and General Public usage.

  1.  At Work
    • Put your phone away when you are arriving and leaving work so you interact and say hello/goodbye to those in your office.
    • Silence your cell phone when you are in the office, especially if you work in an open space or cubicles with other people. Hearing your phone ring or alerts go off can be very distracting to those around you.
    • Refrain from using your cell during meetings and other people’s presentations unless you are adding things to your calendar or referring to it in order to review current events. Even with that, be cautious – it may still look like you are texting or not paying attention to the presenter.
    • Take notes with a pen and paper, not on your phone. If you do not have good handwriting, cannot write quickly, or need the information recorded to send-out immediately, use a tablet or laptop to take notes, but be sure not to have any other windows open.
    • If you work in an open space or in cubicles, excuse yourself to take a personal call on your cell phone. It allows you to keep your privacy and also prevents you from distracting your co-workers.
    • If you have a work/company cell phone, use it only for work purposes and never for personal use.
  2. In Social Settings (On a Date, Out with Friends, Visiting Family)
    • Put your phone away and give the people you are with your undivided attention. After all, you are out to be socializing with them and not with other people via your phone or social media.
    • Silence your cell phone. If your phone is continuously ringing and you keep checking it, you will offend the people you are with by making it seem like you are too busy to be there.
    • If you are driving with other people in your car and using Bluetooth throughout the car, make sure whoever you are speaking to knows they are on speaker phone. Also, unless it is an important call, let the caller know you are driving with other people and will call them back.
  3. In Public
    • If you are taking a call in public, use your “inside voice.” No one around you wants to hear your conversation.
    • Do not be on your phone when you are at the check-out counter or someone in a store is assisting you.
    • If you need to take a call that you know will make you emotional (upset, cry, raise your voice, etc.), find a private place to use your phone or stay in your call until the call is over and you have collected yourself. If you are getting heated about something over the phone, it makes people around you feel uncomfortable and quite frankly, you will embarrass yourself.
  4. All the Time
    • Do not text and drive!
    • If you are awaiting an important call and you need to have your phone with you during a meeting, appointment, meal, etc., simply let the people around you/who you are with know. When the calls comes, excuse yourself and take the call in private.
    • If you accidentally text the wrong person, simply send a follow-up text to saying, “I’m sorry, that text was not meant for you. Please ignore it.” Then, be thoughtful and add something like, “But how have you been?”
    • Lock your phone so you do not accidentally call someone while your phone is in your purse, pocket, etc.

I hope these tips help you to be more “Tech-Proper” 😉 Remember, when you are with other people:

put your phone down

If you have questions, suggestions, or comments on this topic or any other topic, please leave a reply for me!

Sparkle On,

Alexandra